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Belle Chasse Legal Blog

Special needs trusts can help you provide for vulnerable loved ones

If you are the parent of a special needs child, you know that your child may need special care and support. As you age and look to the future, you probably have concerns about what will happen to your kids and how you can care for them. With certain estate planning tools, you can have a say in what happens and provide for your loved ones.

A special needs trust is a specific type of estate planning tool that allows you to set aside and protect assets and money for the care of a loved one who cannot care for himself or herself. If you need to establish a special needs trust, you would be wise not to delay. Life is unpredictable, and you can have peace of mind knowing that you have the right protections in place.

Negative emotions can be a major distraction for drivers

More than likely, you get behind the wheel of your car most days of the week. You probably have daily obligations that you cannot address from home, and no matter what your mood may be, you have to get in the car and drive.

You probably don't have the luxury of skipping work because you're in a bad mood or because you had a fight with your spouse, and it's important to keep in mind that your emotions can affect the way you drive. In fact, studies have shown that strong emotions can be a major distraction behind the wheel.

Are you ready to find the right name for your LLC?

If you're starting a new business, you're undoubtedly excited about it. You may have spent years thinking about this endeavor, and now that the time has come to make headway on getting your business operational, you feel that the anticipation has been worth it.

You've already made several decisions regarding your future company, including deciding to utilize a limited liability company structure. This structure has its pros and cons, but after serious consideration, you felt that it best fit your needs and the needs of your company. Now, the time has come to name your business.

Get the most out of your estate plan

Maybe you've been putting off your estate plan. You know you need to do it, but it seems like a daunting task, requiring you to think about your family's future when you're no longer around. Even so, the sooner you make your plan, the sooner you give yourself and your family peace of mind.

You also gain the satisfaction of knowing that your estate will go to the people you want it to, rather than leaving that up to the court. Keep in mind that you can also create documents to clarify your wishes regarding your medical care in the event that you become incapacitated and unable to make medical decisions. You can make your estate plan work best by creating the right documents for your specific circumstances, and by updating those documents when needed.

Ironic: Technology used in the fight against distracted driving

On any road at any given time, there's almost certainly a distracted driver. Distracted driving is so prevalent that you are likely to see a person looking at their phone any time you drive down the road. It is a serious problem that affects the health and safety of every driver and passenger.

You are well aware of the danger of distracted driving, and you are probably also aware that people still engage in this behavior despite safety warnings and even the threat of fines and penalties. The temptation to use a phone is too much for some people, and others believe they can safely multitask behind the wheel. But new technology options may actually help in the battle against distraction and make the roads safer for everyone.

How the Jones Act protects you after a work-related injury

Regardless of what industry you work in, your employer must provide you with a safe work environment. This applies even if you work on a water-going vessel. Many Louisiana employers do their best to meet this requirement, but that doesn't eliminate the potential for accidents.

If you do suffer an injury aboard a vessel, your options for medical and wage replacement benefits are different than the benefits available to other types of workers. Specifically, you will turn to either the Longshore and Harbor Workers' Compensation Act (LHWCA) or the Jones Act to get the benefits you need.

Succession planning for your small business

If you own a small business in Louisiana, there is a good chance that you have invested countless hours and a lot of money into getting the company off the ground and making it a success. Your family likely remembers waking up after you had already left the house, the many weekends without you, and the phone calls that drew you out of the house and back to work. The price was worth paying because you now have a thriving company that you can pass down to your children.

However, unless you make plans for that transition, you may find that all your hard work falls apart without you. If you become ill or incapacitated or pass away suddenly, the security you thought you had built for your family may turn into a burden for them.

Are you sharing the road with someone too tired to drive safely?

More than likely, every time you get on the road, you share it with someone who really shouldn't be driving due to lack of sleep. On some occasions, that person may even be you. Most people don't get enough sleep these days.

Sometimes your daily obligations may not leave much time for a good night's sleep. In fact, in some cases, people seem to compete to see who gets the least amount of sleep and the most caffeine in order to function while at work. As the pace of our society has increased, the number of hours we slumber each night seems to have decreased.

Did an object left in your body after surgery leave you suffering?

Surgery is an event that can leave you with mixed emotions. You feel that undergoing a procedure will prove beneficial as it is supposed to address a serious medical condition. Of course, surgery also comes with risks that make you feel nervous.

Any operation could have unexpected outcomes, but when a surgeon or other member of the medical staff makes a mistake, you could suffer serious injuries that may not be immediately apparent. In particular, having an object left in your body could cause extensive, life-threatening problems. This kind of medical error is known as a "never event" because it is an egregious mistake that should never happen. But never events do happen.

Don't let title issues shut the door on your closing

You expect to own the real estate you purchase free and clear after closing. This is by no means an unreasonable expectation, considering the fact that you agreed to pay good money for the property. More than likely, part of your purchase and sale agreement included the need to ensure that no issues regarding the transfer of a clean title to you come up during the due diligence phase of your transaction.

You can purchase title insurance in order to complete your transaction. This policy provides you with assurances regarding your full and complete ownership of the property, but the issuing of it may only occur after a title search and examination. If any issues with the title arise, they could delay your closing.

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Contact a lawyer at Ballay, Braud & Colon, PLC, today. We represent clients throughout Plaquemines, Jefferson and Orleans parishes.

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8114 Highway 23, Suite 101
Belle Chasse, LA 70037

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